insurance and financing breast reconstruction

Understanding insurance coverage and payment options can feel overwhelming when you’re already navigating a breast cancer diagnosis or considering surgery. At Breast Reconstruction Specialists of NYC, our experienced team is here to guide you through the process and help reduce stress at every step.

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Insurance Coverage for Breast Reconstruction

Federal law requires insurance companies to cover breast reconstruction following mastectomy. This protection is provided under the Women’s Health and Cancer Rights Act (WHCRA). Our team works directly with your insurance provider to help ensure you receive the coverage you are entitled to under this law. Under WHCRA, most insurance plans are required to cover:

  • Breast reconstruction after mastectomy
  • Breast reconstruction revision procedures
  • Surgery on the opposite breast to restore symmetry
  • Treatment of complications related to mastectomy or reconstruction

Financing Breast Reconstruction Options

For procedures not covered by insurance, we offer flexible financing options to help make treatment more manageable. These trusted lenders offer low- and no-interest payment plans for qualified applicants. Our team is happy to answer questions and assist you with the application process.We accept a variety of payment methods, including third-party healthcare financing through:

• CareCredit®

• ALPHAEON® Credit